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There was once a time that Amanda Maze, a home health nurse and mother from Kentucky, took out loans to pay for her family’s Christmas presents — a decision she said caused a “vicious cycle” of year-round payments and debt. Now, she’s teaching her half-million TikTok followers that the holidays …

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Personal finance expert Dave Ramsey joined ‘Fox & Friends’ to discuss the Federal Reserve possibly cutting interest rates and how Americans can avoid overspending during the holidays.  Holiday spending is putting a big strain on American wallets and leaving some in debt well past the holiday season; however, personal finance …