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Most Premium Bond savers wait more than three years to win any prizes, despite many expecting a prize within just six months, according to new data. Premium Bonds, sold by NS&I, are a Government-backed savings product where your money doesn’t earn interest. Instead, each £1 bond gives you a chance …

EXCLUSIVE A groundbreaking plan to save Britain’s floundering music lessons would see an orchestra created in every school to help safeguard the £7.6bn world leading industry’s future. The Association of British Orchestras (ABO) initiative would see UK orchestras and ensembles, in collaboration with schools and music educators, deliver over a …

The feel of a brand-new, fluffy towel adds to the bathroom routine and gives you a spa-like relaxation in your own home. This can help to make you feel more pampered and polished, but the downside to a new towel is that after a few washes in the machine, it …