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HMRC issues two-month National Insurance warning to boost your State Pension | Retirement | Finance

HMRC has issued a warning to Brits, stating they have just two months left to boost their State Pensions. People have until April 5 to fill in gaps in their National Insurance records, increasing their pension payouts.

The scheme applies to National Insurance records dated from 2006 onwards.

Since the digital service was launched last year, 37,000 people have topped up more than 68,000 years – worth £35 million.

The average online top-up payment has totalled £1,835, while the largest weekly State Pension increase as a result has been £113.76.

From April 6, people will only be able to make voluntary National Insurance contributions for the previous six tax years, in line with normal time limits.

Angela MacDonald, deputy chief executive of HMRC, said: “There are just two months left to check and fill any gaps in your National Insurance record from 2006 onwards to boost your State Pension entitlement.

“Don’t delay – it is quick and easy to check your National Insurance record on GOV.UK and it could help your finances in retirement.”

The Check your State Pension forecast service is the quickest way to check what your pension will be in retirement and to take action if you need to.

People can also use the HMRC app to check their State Pension forecast.

Since its launch in April last year, more than 4.3 million people have used it to check their State Pension forecast.

People can also use it to check and view gaps in their National Insurance record, calculate the difference any payment will make to their State Pension and then make one payment for however many years they need to top up.

However, a warning was shared about scams. HMRC said: “Everyone should be aware of the risk of falling victim to scams and should never share their HMRC login details with anyone. HMRC scams advice is available on GOV.UK.”

Men born after April 6 1951 or women born after April 6 1953 are eligible to make voluntary National Insurance contributions to boost their new State Pension.

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